It’s been a long and emotional week. My 17 year old son lost control of the vehicle he was driving on his way home from work last Friday night, and even though he ran off the road, knocked down a telephone pole and two mail boxes, he literally walked away with only a few scratches, caused by the airbags deploying. It could have been so much worse.
After he got his license, we needed a third vehicle for him to drive to school and work. It was a necessity, with my husband and I working full time. We paid cash for an older model Subaru with all-wheel drive thinking it would be a safe choice, and only insured it with basic coverage. Luckily, he wasn’t driving that vehicle, he was driving mine, a Jeep Grand Cherokee, with full coverage. That night before he left, we discovered the Subaru had a headlight out, so I told him to drive my car so his Dad could change it for him.
Getting a frantic phone call from your teen at 11:15 pm is every parent’s worst nightmare. I always wait up for him, but that night I was so tired, I decided to go to bed early. I texted him and told him to be sure to wake me when he got home so I knew he was safe. When I got the call, he was upset and kept saying how sorry he was. I kept assuring him I didn’t care about the car as long as he was okay! My husband jumped in his truck and headed to him a few miles away. When he arrived it was so much worse than we could have imagined, it’s a miracle he wasn’t seriously hurt. It seemed like forever before they got home and I kept asking myself why I didn’t go with my husband? It was all a blur and everything unfolded so fast!
When I finally got to see him with my own eyes, we embraced and it felt like he was my tiny baby boy all over again. He was telling me the story of how it happened and I will never forget what he said to me, he said, “Mom when it happened, I was so afraid, but then I literally felt God wrap his arms around me and hold me tight.” Instant tears. I’ve been thanking God everyday since then that he protected my son.
A few days later, I was talking to our insurance agent about the steps we needed to take filing the claim and replacing my totaled Jeep. At the end of the end of our conversation, I asked the dreaded question, “So how much is our insurance premium going to go up after this?” I mean, he was still on a restricted Jr. driver’s license. He answered, “You’re premium isn’t going to go up at all. You have been loyal customers for a long time and you have, (cue deep voice from the famous commercial) ‘accident forgiveness.'”
Forgiveness, what a beautiful word. Just when you are expecting the worst for messing up, all is forgiven…. isn’t that a wonderful feeling?
Have you ever felt terrible for something that you did, that you’re not proud of? I have, but thankfully, as a Christian I know I am forgiven because Jesus Christ loved me, a sinner, so much that he died on the cross to save me from my sins. Even when I think God could not love someone like me, after messing up over and over, His love and grace never end, His mercies are new every morning. For that, I am incredibly grateful.
I have paid a premium every month, for many years, for my car insurance policy, and after having an accident, we are forgiven. However I’m certain that if we continued to have numerous offenses, neglected to pay them for a few months or tried a cheaper company, then wanted to come back, that policy certainly would change; it is conditional.
God’s love will always be unconditional, no matter how many times we need to ask for forgiveness. When I think of God wrapping his arms around my son in that crash, that is so much better than any insurance policy, that is an assurance policy.
“If we confess our sins, he is faithful and just and will forgive us our sins and purify us from all unrighteousness.” ~ 1 John 1:9